Navyist Rewards Mastercard® Review: Should You Get It?

The Navyist Rewards Mastercard® offers an enticing reward program, a 30% discount on your first purchase, and no annual fee. Here’s a detailed review to help you decide if it’s the right card for you:

Key Features

  • Credit Score: Good or excellent (above 670).
  • Annual Fee: $0.
  • Regular APR: 29.99% (variable).
  • Welcome Bonus: 30% off your first purchase.
  • Rewards: Navyist Rewards: 5 points for every $1 spent on product purchases at family-brand stores and 1 point for every $1 spent on all other purchases.

Navyist Rewards Mastercard® Overview

The Navyist Rewards Mastercard® is tailored for individuals with good to excellent credit scores. It comes with a variety of benefits, including a generous welcome bonus and a rewards program that allows you to earn points for every dollar spent.


  1. 30% Off Your First Purchase: This card offers an outstanding 30% discount on your initial purchase, setting it apart from many other credit cards.
  2. Reward Program: The Navyist Rewards program lets you earn 5 points for every $1 spent on product purchases at family-brand stores and 1 point for every $1 spent on all other purchases.
  3. No Annual Fee: You won’t be charged an annual fee for owning this card, making it a cost-effective choice.
  4. Free Shipping: Enjoy free and fast shipping on orders over $50, adding extra value to your shopping experience.
  5. Fraud Liability Protection: If your card is lost or stolen, you are not liable for fraudulent charges, providing you with peace of mind.


  1. Potentially High-Interest Rate: The card comes with a variable APR of 29.99%, which can be high for those who carry balances from month to month.
  2. Limited Redemption Options: Points earned through the rewards program can only be used on purchases from affiliated family-brand stores.
  3. Points Expiration: Points earned in the rewards program may expire if not redeemed within 12 months of earning them.

Credit Score Requirements

To increase your chances of approval for the Navyist Rewards Mastercard®, it’s advisable to have a good credit score, typically around 670 or higher.

Application Process

To apply for the Navyist Rewards Mastercard® and take advantage of its 30% discount and rewards program, visit the card’s official website. There, you can find detailed information on the application process.

Please note that the high APR may make this card less suitable for carrying a balance, so it’s essential to manage your credit wisely and pay your bills in full and on time.

Apply to Navyist Rewards Mastercard® and participate in a rewards program! Earn up to 5 points on purchases and more! Read on!

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