United℠ Explorer Card Review: Is It the Right Choice for You?

Introducing the United Explorer Card, your gateway to one of the nation’s premier airline miles programs, featuring 25 associated airlines and access to 1,000 destinations worldwide. Discover how you can turn your everyday expenses into incredible travel opportunities!

United Explorer Card: Transform Your Daily Expenses into Miles!

Indeed, the United℠ Explorer Card could be your ticket to exploring the world without the hefty price tag.

Acquire this card, enroll in one of the most advantageous rewards programs globally, and set off on international adventures. Delve deeper into the details of this card below.

  • Credit Score: A good credit score (670 or higher) is recommended.
  • Annual Fee: $0 for the first year, then $95.
  • Regular APR: Variable, ranging from 20.24% to 27.24%.
  • Welcome Bonus: Earn 60,000 miles when you spend at least $3,000 on eligible purchases within the first three months. Terms apply.
  • Rewards:
    • 2 miles per dollar spent on United purchases, including tickets, Economy Plus, in-flight food, Wi-Fi, and more.
    • 2 miles per dollar on hotel accommodations when booked directly with the hotel.
    • 1 mile per dollar spent on any other purchase. Terms apply.

United℠ Explorer Card: Dive Deeper into this Financial Product

This card serves as one of the primary means to access the MileagePlus rewards program’s benefits. With it, you can accumulate miles that are redeemable for airline tickets and various travel services. Moreover, your miles aren’t limited to just United Airlines; you can utilize them across 25 partner airlines, spanning over 200 countries and granting you access to 1,000 destinations.

As a cardholder, you’ll also enjoy complimentary access to the United Club, exclusive spaces for relaxation during your layovers. Additionally, you can check in one bag for free and benefit from rental car accident coverage and purchase protection. This Visa card is universally accepted.

United℠ Explorer Card Features

While mileage credit cards often present outstanding benefits, they may also come with some drawbacks. Let’s explore the key advantages and disadvantages of this specific card:


  • Exceptional rewards program with a generous welcome bonus of 60,000 miles, along with special referral bonuses of up to 100,000 miles for referring a friend.
  • No foreign transaction fees permanently, and the first year includes no annual fee.
  • A mileage program that enables you to earn miles on everyday purchases and redeem them for flights, hotel stays, and more.


  • Lacks a 0% APR introductory period.
  • Features a relatively high APR.
  • Imposes a relatively high annual fee compared to other frequent flyer cards.
  • Miles accrued through this rewards program can only be used for flights on United Airlines and partner airlines.

What Credit Score Do You Need to Qualify for the Card?

The card issuer’s website does not specify a minimum credit score requirement for applicants. However, frequent flyer cards typically cater to individuals with good or excellent credit scores.

How Does the Application Process Work?

Discover how to apply for the United℠ Explorer Card and set your travel plans in motion in our comprehensive guide.

Secure your United℠ Explorer Card today, and prepare for exciting journeys around the world! Safe travels!

Please ensure that you provide accurate information during the application process and assess your financial situation and needs before applying for any credit card.

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