If you’re interested in rebuilding your credit, the PREMIER Bankcard® Mastercard® card, which reports monthly to the country’s top credit bureaus, could be a suitable option. Here’s how you can apply for it:
Applying on the Website
- Visit the official website of the PREMIER Bankcard® Mastercard® card.
- Choose the PREMIER Bankcard® Mastercard® credit card by clicking the “Apply Now” button.
- Fill out the required information in the application form.
- At the end of the form, you’ll have the option to activate the PREMIER Credit Protection service. This insurance covers your minimum payment in situations like unemployment. It’s not mandatory and costs 0.89% of your monthly balance. There’s also a fee of $29 to access this program if your application is approved. This fee will be deducted from your initial credit limit.
- Review the information you provided and click “submit application.”
- Normally, you will receive the result of your PREMIER Bankcard® Mastercard® card application via text message on your cell phone.
Applying Using a Mobile App
Unfortunately, the PREMIER Bankcard® app, named “PREMIER Bankcard,” is primarily for managing your card and does not support card applications. Therefore, the only way to apply for the PREMIER Bankcard® Mastercard® card is through the official website.
PREMIER Bankcard® Mastercard® Card vs. Reflex Mastercard® Card: Choose the Best for You
When researching credit-building cards, you’ll come across various options. To assist you in making an informed decision, here’s a comparison between the PREMIER Bankcard® Mastercard® card and the Reflex Mastercard® card, both well-known choices in the market:
| PREMIER Bankcard® Mastercard® | Reflex Mastercard® | |
| Credit Score | From Average to excellent (over 500) | From Poor to good (between 300 and 719) |
| Annual Fee | In the first year, from $50 to $125. In subsequent years, from $45 to $49 | From $75.00 to $99.00 in the first year, $99.00 in subsequent years |
| Regular APR | 36% | From 24.99% to 29.99% (variable) |
| Welcome bonus | None | None |
| Rewards | None | None |
Make sure to carefully evaluate your options and choose the card that best aligns with your credit-building goals and financial needs.
